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CAC Calculator

Customer acquisition cost from sales and marketing spend, with lifetime value, the LTV to CAC ratio, payback period, and blended versus paid CAC.

Acquisition costs for the period

Media, agencies, tools, content, marketing payroll.
Sales salaries, commissions, CRM, demos.
First-time paying customers in the same period, from every channel.

Paid channels only

The part of marketing cost that went to ads.
Attributed to ads by your analytics.

Customer value

How long a typical customer keeps buying.
Share of each purchase left after cost of goods.
Display only; no conversion is applied.
Customer acquisition cost (blended)
–

Formulas with your numbers

Blended CAC
–
Paid CAC
–
Lifetime value
–
LTV : CAC
–

Is the CAC sustainable?

Revenue per customer per year–
Gross profit per customer per year–
Gross profit per customer per month–
Lifetime value (gross profit over – years)–
LTV minus CAC (net value of a customer)–
CAC payback–
Maximum CAC for a 3:1 ratio–

Blended vs paid

Blended CAC = all sales and marketing ÷ all new customers–
Paid CAC = paid media ÷ customers from paid–
Customers not attributed to paid–
Paid media as a share of total acquisition cost–
LTV : paid CAC and payback–

Paid CAC is normally higher than blended CAC because referral, organic, and repeat-driven customers cost little to win. If paid CAC is lower, check the attribution: it is probably claiming customers who would have arrived anyway.

Ratio and payback at other CACs

CACLTV : CACPaybackReading

The highlighted row is the CAC closest to your blended figure. Readings use the rules of thumb: under 1 loses money, 1 to 3 is thin, 3 to 5 is healthy, above 5 may mean under-investing.


    

About this tool

The CAC Calculator adds up what you spent on sales and marketing in a period and divides it by the new customers won in that period to give customer acquisition cost. It then puts that cost in context: a lifetime value built from purchase value, purchase frequency, customer lifetime, and gross margin; the LTV to CAC ratio with the usual rules of thumb; and the number of months of gross profit it takes to earn the acquisition cost back. It is for founders and finance teams checking whether growth spending is sustainable, for marketers who need to separate a blended CAC across all channels from the CAC of paid campaigns alone, and for anyone preparing the unit-economics slide of an investor deck. A sensitivity table shows how the ratio, payback, and verdict change as CAC rises or falls.

How it works

CAC = (sales costs + marketing costs) ÷ new customers acquired in the same period. Paid CAC uses only paid media spend and only customers attributed to paid campaigns. LTV = average purchase value × purchases per year × customer lifetime in years × gross margin, which is the gross profit a customer generates before acquisition cost. LTV:CAC = LTV ÷ CAC; readings under 1 mean each customer costs more than they ever return, 1 to 3 is thin, and 3 or more is the commonly quoted healthy range, with very high ratios suggesting under-investment in growth. Payback months = CAC ÷ monthly gross profit per customer, where monthly gross profit = purchase value × purchases per year × margin ÷ 12. Currency symbols are display only.

Frequently asked questions

What costs belong in CAC?

Everything spent to win new customers in the period: paid media, agency and tool fees, content and creative production, sales salaries and commissions, and the marketing team's payroll. Include costs that serve existing customers only if you cannot separate them; a fully loaded CAC is more honest than one built from ad spend alone, which is why it usually comes out well above the CPA an ad platform reports.

What is a good LTV to CAC ratio?

The rule of thumb most investors quote is 3:1 or better: each customer should return at least three times what they cost to acquire. Below 1:1 you lose money on every customer; between 1 and 3 the business works only if the customer lifetime assumption holds. A ratio far above 5:1 is not automatically good either; it can mean you are spending too little on growth.

What is the difference between blended and paid CAC?

Blended CAC divides all sales and marketing cost by all new customers, including those who arrived through referrals, organic search, or word of mouth. Paid CAC divides paid media spend by the customers attributed to those campaigns. Blended is the number that matters for the business as a whole; paid CAC is the one to compare against a campaign's target, and it is usually higher.

Why does CAC payback matter if LTV:CAC is fine?

Because lifetime value arrives over years while acquisition cost is paid today. A 3.6:1 ratio built on a three-year lifetime still means ten months of gross profit before a customer has repaid their own acquisition, and during that time the cash is gone. Payback under 12 months is typical for healthy subscription and e-commerce businesses; longer paybacks need patient capital.

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