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Debt & Loan Calculators

Get out of debt faster and borrow smarter: payoff strategies, the true cost of minimum payments, car loans, student loans, and comparing offers honestly.

Debt Payoff

Snowball vs. avalanche: payoff dates, total interest, and the order to attack debts.

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Credit Card Minimum Payment

What paying only the minimum really costs in years and interest.

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Auto Loan

Payment with sales tax, trade-in, and negative equity, plus what each term costs.

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Student Loan Payoff

Standard vs. extra payments vs. income-driven with forgiveness, three roads priced.

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Loan Comparison

Three offers ranked by true effective APR so fees and points can't hide.

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More categories: Mortgage & Home Calculators · Retirement & Investing Calculators · Tax & Paycheck Calculators · Everyday Money Calculators

About these calculators

Free debt and loan calculators: snowball vs. avalanche payoff, credit card minimum payments, auto loans, student loan repayment, and loan comparison by APR. Every tool runs entirely in your browser — no sign-up, and nothing you type is sent to a server or stored anywhere.