Gross salary to net pay for Pennsylvania: 2026 federal brackets, Social Security and Medicare, and Pennsylvania state income tax (Flat 3.07%).
HSA and health premiums (cafeteria plan) skip income tax and FICA; 401(k) skips federal income tax.
Most Pennsylvania municipalities add a local Earned Income Tax of about 1%, which this estimate excludes.
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Pennsylvania applies a flat 3.07% tax to compensation with no standard deduction or personal exemption. Unusually, Pennsylvania taxes 401(k) contributions — they do not reduce your state-taxable wages even though they are pre-tax federally. On top of the state rate, most municipalities and school districts levy a local Earned Income Tax of roughly 1%, which this estimate does not include.
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Pennsylvania has a flat 3.07% personal income tax on compensation, one of the lowest flat rates in the country, with no brackets, standard deduction, or personal exemption.
Yes. Pennsylvania taxes 401(k) contributions in the year you make them, so they do not lower your state-taxable wages even though they are pre-tax for federal purposes.
Yes. Most Pennsylvania municipalities and school districts charge a local Earned Income Tax, commonly around 1% but higher in some areas, on top of the 3.07% state rate.