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Dividend Income

How a dividend portfolio's income stream grows — especially when every payout buys more shares that pay more dividends.

Portfolio

Growth assumptions

How fast payouts per share rise. Dividend-growth stalwarts have historically managed 5–8%/yr.

Annual income today
Annual income at the end
Portfolio value
Yield on today's cost
end income ÷ what you put in

Annual dividend income

With DRIP Without DRIP

About this calculator

This dividend calculator projects the growing income stream from a dividend portfolio, modeling both rising payouts and reinvestment. When dividends buy more shares, those shares pay more dividends — a compounding loop that accelerates income over decades.

Frequently asked questions

How does dividend reinvestment (DRIP) work?

Instead of taking dividends as cash, you use them to buy more shares automatically. Those extra shares pay their own dividends, compounding your income.

What is dividend yield?

Yield is annual dividends divided by share price. A 3% yield means $3 of dividends per year for every $100 invested, before any growth.

How fast does dividend income grow?

It depends on the yield, the dividend growth rate, and whether you reinvest. Reinvesting plus steady dividend hikes can grow income far faster than either alone.